Terms of Service

Welcome to the FIRE Planning Platform (hereinafter referred to as 'this platform'). This User Agreement (hereinafter referred to as 'this agreement') is the agreement entered into between you and this platform regarding the use of this platform's services.

Before using this platform's services, please carefully read all the content of this agreement. If you object to any terms of this agreement, you may choose not to use this platform's services. Your use of this platform's services will be deemed as acceptance of all terms of this agreement.

This platform provides the following services:

• FIRE Calculator: Provides financial freedom-related calculation tools
• Financial Planner: Provides personal financial planning services
• Educational Content: Provides FIRE concepts and related knowledge
• Community Features: User communication and sharing platform

This platform reserves the right to modify, suspend, or terminate services at any time without prior notice to users.

User Rights:

• Free use of calculation tools provided by this platform
• Receive financial planning advice and guidance
• Participate in community discussions and exchanges
• Request deletion of personal data

User Obligations:

• Provide true and accurate personal information
• Comply with relevant laws and regulations
• Not maliciously use platform services
• Protect account security and not transfer accounts
• Not publish illegal, harmful, or inappropriate content

All content on this platform, including but not limited to text, images, audio, video, software, programs, layout design, etc., is protected by copyright, trademark, and other intellectual property laws.

Without written permission from this platform, no one may use, modify, copy, distribute, display, mirror, upload, or download any content from this platform without authorization.

For content published by users on this platform, users should ensure they have the corresponding intellectual property rights or have obtained legal authorization.

Important Notice：The calculation tools and advice provided by this platform are for reference only and do not constitute investment advice or financial advice.

• Calculation results are based on data provided by users, and accuracy depends on the quality of input information
• Market changes may affect the actual applicability of calculation results
• Investment involves risks, and decisions should be made carefully
• It is recommended to consult professional financial advisors before making important financial decisions

This platform is not responsible for any direct, indirect, incidental, special, or consequential damages arising from the use of this service.

This platform will strive to ensure the continuity and stability of services, but the following situations may cause service interruptions:

• System maintenance and upgrades
• Network failures or technical issues
• Force majeure factors
• Government actions or legal and regulatory requirements

This platform is not responsible for losses caused to users by service interruptions.

Users are responsible for maintaining account security, including but not limited to:

• Safely keeping account passwords
• Updating personal information in a timely manner
• Reporting abnormal situations promptly
• Not lending accounts to others

If you discover that your account has been compromised or there are security risks, please contact this platform's customer service immediately.

This platform has the right to modify this agreement as needed. After agreement modifications, this platform will publish modification notices in prominent positions on the website.

If you do not agree with the modified terms, you have the right to stop using this platform's services. Continued use of services will be deemed as acceptance of the modified agreement.

The conclusion, execution, and interpretation of this agreement and the resolution of disputes shall be governed by the laws of the People's Republic of China.

If any disputes arise between the parties regarding the content of this agreement or its execution, the parties should try to resolve them amicably through friendly consultation; if consultation fails, either party may file a lawsuit with the people's court in the location where this platform is located.

If you have any questions or suggestions about this agreement, please contact us through the following methods: